Investment Calculator

Investment Calculator

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💡 Investment Tips

  • • The historical average return of the S&P 500 is about 10% annually
  • • Consider inflation when planning - typically 2-3% annually
  • • Employer 401(k) matching is free money - maximize it first
  • • Start early - compound interest is powerful over time
  • • This calculator assumes consistent monthly contributions

Investment Projection

No projection yet

Enter your investment details and click "Calculate Growth" to see projections.

Understanding Your Investment Projection

How This Calculator Works

  • • Uses the standard compound interest formula for retirement accounts
  • • Assumes monthly contributions are made at the beginning of each month
  • • Calculates both growth of current balance and future contributions
  • • Projects based on consistent investment behavior

Investment Tips

  • • Start investing early to maximize compound growth
  • • Increase contributions when you get raises
  • • Consider maxing out employer 401(k) matching first
  • • Diversify your investments to reduce risk
  • • Review and adjust your plan annually