Mortgage Calculator

Mortgage Details

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Housing Costs

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Annual property tax amount

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Annual homeowners insurance

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Annual Private Mortgage Insurance

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Monthly HOA fees

Advanced Options

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💡 Mortgage Tips

  • • PMI (Private Mortgage Insurance) is typically required when down payment is less than 20%
  • • Property tax and insurance amounts can usually be found on your property tax bill
  • • Extra payments go directly toward principal and can save thousands in interest

Calculation Results

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Enter your mortgage details and click "Calculate Payment" to see results.

💡 Loan Tips

Down Payment Benefits

  • • Reduces monthly payment
  • • Lowers total interest paid
  • • May help you get better rates
  • • Builds instant equity